How to get rich from scratch in Russia: real ways, recommendations and reviews. How to get rich from scratch at home - the best tips for beginners

Have you ever wanted to get rich quick? This article will help you analyze several safe ways to get rich with minimal risk. In addition, we will tell you about long-term methods to help you capitalize on the amount of money you already have.

Steps

Part 1

Quick ways to get rich

Participate in the state lottery. The lottery is not exactly risky, but a very successful method in the fight for wealth, although the chances of winning are close to zero. But someone has to win. That is why there can be no lottery without a win.

Each lottery has a different principle of operation. Some offer instant wins, while others require you to guess a combination of winning numbers that will be made public at a later date. Crossing-out lotteries bring a smaller jackpot to the winner than lotteries that require guessing a combination of numbers.

Try to engage in transactions in the over-the-counter market. Investments increase the amount of potential income and financial loss by multiplying your initial capital. In fact, transactions on the OTC market are a rather risky way to make money, so it is important to analyze the available information and make a choice where and how to invest.
- Most exchanges limit the amount of initial capital. OTC transactions, on the other hand, give investors the chance to take money as collateral for investment in order to conduct transactions with all available funds.
Play games of chance. If you can afford to lose a certain amount of money, gambling will be the easiest way for you to consistently earn big money. To minimize the risk of financial loss, play those games of chance, the winnings in which do not depend only on chance, for example, a casino. There is also an option to bet on sweepstakes and horse racing. You have the opportunity to get basic information and determine the approximate result of the competition.

Resell houses. Home resales involve the process of buying a home at a low price, refurbishing it, and selling it immediately. You make a profit from the repair work. The most important thing in this business is speed. Most investors try to update and put the house up for sale within six months. The only problem with this scheme is that you must have initial capital.
- Ideally, investors should buy dilapidated houses in a good area. Thus, they will be able to buy a house at the lowest price and sell it at the highest rate.
- Due to the past foreclosure crisis, demand for home purchases increased in 2013. That is why the real estate market has expanded its activities. Now the resale of houses is at the peak of popularity.
Create a viral YouTube video. YouTube videos are very easy and cheap to create (most of the popular videos were shot with iPhones). When your video becomes popular, it will be able to generate income for you. The best way to create a viral video is to provide content that is unique and engaging to the audience.
- Common themes for a viral video: animals doing interesting and funny things; athletes doing incredible stunts; people saying/doing funny or weird things. It is most important to create a short video, because long videos will not be able to attract people's attention and will not be popular with a wide audience.
Part 2
Easy ways to make extra money
1. Recycle scrap metal. If you have unwanted metal items lying around your house or garage, take it to a scrap yard for a small fee. Look for unnecessary items made of steel, brass, aluminum and iron.
  - Typically, these items include old car parts, toasters, plumbing fixtures, Christmas lights, tin cans, and old musical instruments.
  - Different scrap metal collection points have different prices. Some locations only accept certain metals, so look around for the best option.
2. Sell plasma. If you are in good health, you are eligible to donate plasma, the colorless liquid in your blood, and earn extra income. Contact your local donor center or the Red Cross.
  - Plasma donation reimbursement varies by plasma center, but typically costs between $20-$30 per visit. Donors who come for the first time can receive additional rewards.
  - Keep in mind that donating plasma takes time. This is especially true for the first visit to the donor center, since you will have to do a complete examination of the body before the procedure.
3. Donate sperm. Healthy men aged 18-35 are eligible for sperm donation. This method can bring in up to $1,000 per month.
  - Remember that sperm donation is a purely selective procedure. Be prepared for questions and careful examinations. Some sperm banks select candidates based on height, hair color, eye color, ethnicity, and certain medical conditions.
4. Do household chores. Babysitting, walking the dog and cleaning the house are great ways to make money in the shortest amount of time. Qualified nannies are in the highest demand. Contact friends, family, and neighbors to see if they need the above services.
5. Give away things you don't use. If you recently bought items that you don't need and are in good condition, return them to the store where you purchased them. This is a great way to earn money on a regular basis.
  - Please note that each store has its own return policy. You may have to return items with price tags and/or a receipt. Some stores provide credit but not cash.
6. Start selling tickets. The resale process involves buying tickets for a concert or sporting event and reselling them at an inflated price. Thus, you will be able to make a profit. You must be careful. Selling tickets at face value is considered acceptable, but in some states, profiteering is illegal. Make sure things are going well in your state.
  - Ticket resale only works for events where all tickets are sold. Otherwise, you will have to sell the ticket at a nominal or reduced price.

Probably every person dreams that one day it will be possible to get rich. But, alas, few people succeed in winning the lottery or receiving the inheritance of a rich uncle. In this article I want to talk about how you can quickly and efficiently improve your financial condition.

simple truths

Often people wonder how to get rich. The most correct advice in this situation is to learn how to make money. This can be done in a variety of ways, which will be discussed below. Some try to call on higher powers for help, that is, they use various magical rituals and amulets to attract money. Rumor has it that this practice works, but not always. Well, it's worth a try, and suddenly something will work out. As they say, in this case, all means are good.

Method 1. Golden hands

So, how to get rich from scratch? The first tip is to use your skills. That is, you can try to make money on what you like and get. A lot of people got rich this way. What could it be? If a woman likes to bake cakes, you can try making them to order. Gradually, their own base of clients will be recruited, which will provide work for almost the rest of their lives. The income from such activities is considerable, moreover, it is constant. And if you also develop in the chosen direction, you can generally move mountains. By the same principle, you can open your own atelier for the repair and tailoring of clothes, a carpentry workshop. The home business for sewing children's toys is going great today: such products are environmentally friendly, and they are made with high quality and conscientiously. And this is very important today. As for men, working professions are currently in high demand on the labor market. After all, if earlier almost every man could manage his household chores, today the situation is somewhat different. How can a man get rich? Go "hack", i.e., provide certain household services. This is an excellent additional plus to the main income, which helps to significantly improve your well-being.

Method 2. Work for yourself

The next tip on the topic "How to get rich?" - Start your own bissnes. However, first think carefully about what you want to do. It's one thing to open your own shop, another business to provide services. In this case, it will be necessary to run around the authorities and collect quite a lot of all sorts of permits. In addition, you will have to keep various documentation and pay taxes on any of your profits, and our people do not really like to share, even with their state. However, if everything goes well, and the business goes uphill, you can put together a good capital.

Method 3. Financial fraud

Another answer to the question "how to get rich at home" is to learn how to work with money. So, you can learn to play on the stock exchange, capturing the necessary fluctuations in rates and securities. You can lend money at interest - today this is a very popular practice. On loans alone, you can have a net 15-25% profit, or even more.

Method 4. Internet

Looking through the information about how people got rich, you can stumble upon the way American student Alex Tew makes money: he just started selling ad space on his website. Many laughed: who will pay for the pixels? But soon the site became popular, and the poor student earned his first million. Many bloggers work on the same principle: you just need to properly promote your blog and start earning on its views alone, as well as on ads placed there. Since getting rich from scratch is not an easy task (otherwise such a question would never have occurred to anyone, would it?), for a start, you can try to at least just secure some kind of income for yourself. For example, try to become a mediator. The area of trade is perfect for this. You can simply create your own store on the Internet and start helping people buy goods on foreign sites, while taking a simple percentage for the provision of services. You won’t earn a lot of money like that, but you can scrape together for a comfortable life, the main thing is to find your circle of clients.

Method 5. Children and pets

Another way to get rich at home is to open your own animal kennel or kindergarten. Why these two categories? Firstly, many parents today do not want to send their children to state institutions, complaining that there is not very good care. Say, there are a lot of children, educators are not able to keep track of everyone, not to mention teaching something. This, of course, is debatable. Especially if you come across educators of the old school who have devoted their entire lives to working in a preschool institution. But that's the whole point and the trouble is that there are very few such personalities left. If you feel the strength and vocation in yourself (or are sure that you can find the right staff that meets all the requirements of modern parents), you can open a private kindergarten. Provide the kids with good care, nutrition and development - and you can be sure that customers will be found immediately. And for such services, many are willing to pay a lot of money. As for pets, situations are not uncommon when a family wants to go on vacation, and there is no one to leave a four-legged friend. A great way to make money is a hotel for pets. Why not do it? However, to run such a business, start-up capital is required. Take note of this moment.

Method 6. Money from money

The next tip on how to get rich is to put your money in the bank. To do this, you only need to open a deposit and put your savings there at interest. After a certain time, the amount will increase slightly. Then again, you can put it on a deposit. The greater the contribution, the greater the profit "out of thin air". The same principle applies to insurance. Every year you need to deposit a certain amount of money on your insurance policy, and after the right time (10-20 years), in addition to the funds accumulated in this way, you can also receive a bonus: an additional amount paid by the insurance company for using the client's finances. Here is the answer to the question of how to get rich in one day. Just get your insurance investment after the end of the insurance period. True, there is one significant nuance: a bank or a company must be chosen wisely.

Method 7. Real estate

Now let's talk about how to get rich in real estate. First of all, we note that here, as in the case of a kindergarten or a hotel for animals, you must have start-up capital. Without money, it is very difficult to get rich in real estate. Unless you sell your house or apartment. You can, of course, work as a broker, but this is not such a quick money. However, having a certain amount, you can try to invest it in an interesting project. But here you need to remember one important rule: you can’t invest all your money in one business, even if it is too attractive. So you can lose everything overnight. Also, do not be afraid of the moment when the market does not grow, but falls. Professionals manage to make money on it. Often, after buying a property at a low price, its value begins to increase over time, and the buyer remains a considerable winner.

Method 8. Investments

A very interesting piece of advice on how to get rich in Moscow: start investing your savings. You can look for promising projects, pay attention to the ideas of young professionals. In search of craftsmen, go to scientific institutes. Often very bold and profitable ideas die in the bud, because the author simply does not have the financial means to implement his offspring. It is worth remembering that, when planning to engage in investment activities, you need to choose your specific strategy, as well as make investments in projects regularly.

Method 9. Rates

The next tip on how to get rich quick from scratch is to learn how to bet. To do this, you need to find a suitable bookmaker and select a field of activity. Many people earn good money on football, equestrian sports, etc. However, do not forget that you do not need to succumb to excitement in such a situation: only cold strict calculation, no emotions. The same principle applies to casinos. You can also try to play various lotteries, some people are lucky. But more often than not, a person still loses rather than makes a profit.

Method 10. Dating

It's no secret that young people are terribly impatient, they need everything at once. Getting a job and patiently crawling up the corporate ladder for years is not for everyone. Therefore, many are tormented by the question: "How to get rich?" In Russia, some enterprising people are trying to make money on foreigners. How? Now we'll tell you. However, let's make a reservation right away: this option, let's say, is not for the scrupulous. All that is required of you is to create a dating site for foreign citizens. Everyone knows that Russian women are in great demand among men in European countries and the United States. You just need to create an attractive page where several representatives of the stronger sex will register. Next, you need to communicate with them (the easiest way to do this is to choose English). Naturally, you will need photos of attractive girls. On behalf of these beauties, you can start dating and gradually develop them. Soon it will be possible to see the following picture: in order to please their passion, most foreign men will not regret a couple of bucks. Or maybe more. Of course, there is a risk that one fine day the client suddenly decides to visit our country and meet in person ... Things are a little better when real girls run such a business: you can get married very well and hit a good jackpot overnight.

Method 11. Organizational skills

How else to get rich? Tips can vary. Well, for example: why not use your organizational skills for the good? So, you can organize holidays: weddings, birthdays, various corporate parties. You are required to have a little oratory and be able to "start" guests. Well, if you are the soul of the company, then there is nothing to talk about! A few poems, songs, jokes, a couple of contests - that's all. People are happy, the company is having fun, the money flows smoothly into the pocket of the organizer. After several successful events, customers will be on their own.

Method 12. Workplace

It is said that the environment shapes the person. That is why experts in the field of Feng Shui advise you to properly arrange your workplace. In this case, they believe, it will be possible to earn a fortune without any problems. First of all, you need to think about plants. An ordinary fat woman, or the so-called "money tree" among the people, will help perfectly in this matter. It is believed that if such a plant is next to a person, it helps his material condition, constantly increasing it. It is necessary to put a tree in the southeastern part of the room, where he will be most comfortable. From time to time, you need to look at the plant, thinking about how at this time the amount of money in your wallet increases. You can be sure that this will happen soon. Chinese coins also work well in this direction: round, with a square hole in the middle. They can be hung around the apartment and in the office, can be worn in a wallet, you can decorate your workplace. Money toads are also great help. Having bought such an amulet, you need to put it surrounded by coins. And be sure to ensure that there is always money in the mouth of the frog - this is a kind of love spell for material well-being.

Method 13. Psychology

How to get rich, magic can tell. You just need to learn how to visualize. That is, you must constantly imagine yourself as a millionaire: see yourself surrounded by rich people, expensive things. If done right, it works great. A person, as it were, forms his own future. It is also good to create a wish board or hang photos of the desired things around the apartment. This will help the visualization process, and, accordingly, material well-being. Psychologists also advise: in order to get something, you must be able to give. You can be sure that giving a hundred rubles to charity, this amount will be returned, and doubly or even tripled.

Method 14. Rituals

A few more easy ways to get rich quick related to magic. There are a huge number of different auxiliary rituals. The first of them: you need to take a mirror, put it on a windowsill lit by the sun, put a handful of coins or a couple of banknotes on the opposite side. Visually, it will give the impression that the money has doubled. The same will happen in reality: the means that a person has will gradually begin to increase.

The second option is to learn to love money. However, this does not mean that they should be accumulated. It may seem strange, but you need to talk with money: if they leave, say goodbye, saying: "Bye, money, come back with your older comrades." If they come, you should always greet them. Such simple actions, according to magicians, are great help in attracting finance and increasing your own capital.

The third ritual is advised by magicians to be performed on a birthday or on the New Year. The donated amount of money does not need to be spent, it is best to put it in a bag and bury a fat woman under the plant we already know. And leave it like that for a year. It is believed that during this time the money that goes to the budget will double. After a year, the funds raised must be spent. You can repeat the ritual next year.

Method 14. Conspiracies

Well, the last piece of advice that will tell you how else you can get rich: use the power of words. That is, you need to know certain conspiracies with which you can get rich. First action: you need to take a handful of coins and put them on a white saucer. Sprinkle good clean wheat on top. Then everything is covered with a new white handkerchief and watered daily. During watering, the following conspiracy words should be pronounced: “Mother wheat, you feed both the old and the young, and the poor and the rich. From one grain you give them five and ten. So give me, a servant of God, the opportunity to deform monetary wealth in this way. As you grow a spikelet and feed the hungry, so grow you and my money and give me the opportunity to get rich. Key-lock sim words. In the name of the Father, and the Son, and the Holy Spirit. Amen".

Next hint: when a person receives change in a store, you can say the following words, which will also help improve your well-being: “Your money is my money. Your treasury is my treasury. Amen".

The following conspiracy, spoken on an anthill, also works well: “As there are a lot of these ants, so that there are just as many of my money. As they breed, so that my money will be fruitful. Key-lock sim words. Amen".

You can also take the dough as an assistant. It must be well kneaded and left to rise. When the time comes to knead the dough, you will need to say the following words: “As you, the dough, grow, so that my profit grows: up and to the sides. So that, like you, my money grows and grows. My word is fast, but my deed is contentious. Key-lock sim words. Amen".

Helpful Hints

It's not your fault if you were born poor. But it is definitely your fault if you remain one for the rest of your days (Bill Gates).

Do you want to become rich? But you don't have a clear idea of how to do it quickly.

Today on the Internet there are a huge number of "working" schemes.

In addition to luck and luck, you need a strong desire and, of course, to persevere towards your goal.

So, if you have a huge desire, here are 10 proven ways to become rich. As the examples prove, most people got rich precisely because they turned to one of the listed methods.

How to become rich

1. Internet Marketing

This is one of the surest ways to become rich. Over the past 15 years, millions of people around the world have become rich thanks to Internet marketing.

There are several types of this type of earnings:

Selling your own product

One of the most effective methods to get rich.

You either create your own website where you will sell your product, or you simply register on sites such as Amazon or eBay and also sell your product.

Blogging and affiliate marketing

Then promote your blog with digital marketing techniques, get a lot of views and make a lot of money from it. You can earn either by placing ads or by promoting affiliate programs on your blog.

2. Network Marketing

Despite the fact that most of you will now scoff with skepticism, network marketing is indeed a way to get rich.

Hundreds of people have earned millions in this type of activity. What is important, neither your education, nor qualifications, nor investments made play any role here.

So, what exactly do you need to start making money in network marketing?

Make sure that the company is really promising. Check out the top 10 network marketing companies.

High motivation and stubbornness.

Leadership skills.

If you want to increase your success rate, you can promote your company online.

how to get rich

3. Various TV shows

Various TV shows will also help you earn good amounts of money. An example of such a program would be the quiz "Who Wants to Be a Millionaire".

And here the main thing is your luck. Another important factor is your knowledge.

Hundreds of people earn large amounts every season on these shows. Many of them have earned over millions of dollars, solely due to their intelligence.

4. Exchange trading

Forex - for sure, everyone who understands at least something in the financial sector knows this word.

What could be better for a person with an understanding of the stock markets? However, high returns in stock markets come with high risks. Such a business can make you a millionaire or bankrupt overnight.

Play on the stock exchanges only if your knowledge in this area allows you to do so. Understanding the market will play a very important role in making big money on stock trading.

But even if you do have some knowledge, there are some basic stock market rules to follow. To make (or not lose) big money in the stock market, regularly study all the changes taking place on the stock exchanges.

Scroll through financial blogs, subscribe to news channels to always be in the know.

5. Create a new idea

An idea can change your life.

It's about the fact that an ordinary brilliant idea can make you a millionaire.

Here are just a few of the ideas that made their creators super rich:

Larry Page and Sergey Brin created Google;

Mark Zuckerberg created Facebook;

Julian Asange created WikiLeaks;

Ekta Kapoor redefined the television industry;

Jan Koum founded Whatsapp.

You can also think of small ideas that will take root in your city, region or country. Here are just a few ideas you can work on:

Toys for rent;

The idea of molecular cuisine;

Healthy breakfast;

Food truck;

Virtual assistant services;

Cost Reduction Services;

And, of course, YOUR new brilliant idea....

6. Create YouTube videos

Watching vloggers has become a growing trend on the internet.

Thus, if you create a channel that is interesting to the viewer and regularly replenish it with high-quality videos, you have a great chance of becoming rich.

Once your channel becomes famous, you can earn millions by joining the YouTube Partner Program.

7. Turn your hobby into a high-paying profession

Each of us is born with some talents and abilities.

What if you turn your passion into a profitable business?

For example, if you have a huge love for photography, you can get a good camera and become a great photographer; you have a passion for learning, you can become a great scientist or work in education; you love sports, become an athlete and take part in various competitions or open your own fitness club; you have a passion for music, try yourself in musical programs, for example, in the show "Voice".

8. Product promotion via Instagram

Instagram is not only a way to "spy" on someone else's life, it is also a great opportunity to make good money.

You can promote your product, as well as take money for advertising on your page.

Evan Asano

CEO and founder of Mediakix - a marketing agency for promoting top brands through social networks and media channels. Popular blogger whose posts are published by Huffington Post, Forbes, Time, Fortune. Graduated from Stanford University (USA).

Once an Italian billionaire was asked what he would do if he had to start the business again from scratch. He replied that he would take absolutely any job, just to save up $ 500 for, in which he could get out into the world.

The calculation is to meet a person who will offer a good job or help in some other way.

I am almost forty years old. Before I started my own business, I had five careers for hire. And the only time I got a job was by browsing the job bank.

But connections don't come out of nowhere. Simple communication skills are indispensable. And when I talk about acquiring simple skills, I mean a couple of hours of reading How to Win Friends and Influence People by Dale Carnegie. Read and try the tips in action. You will be amazed at how effective the book is. You just have a conversation with a few people, and they will want to help you, even if you do not ask for anything.

I once asked my old boss, the coolest sales manager I've ever met, what he did to grow professionally. He replied that he had dropped out of college with no experience, no diploma, and got a job as a limousine driver.

Establishing contact with clients, he asked the question: "What do you do?". Notice he didn't ask, "Where do you work?" There is a subtle difference in this. If you ask about a company, many people will simply describe it to you in a few words. If you ask about the occupation, you will most likely get a long story.

At the beginning of my career, I was engaged in research in the field of medicine and I understood that I had no future in this profession. I wanted to make good money in a real business.

So for almost nine months I tirelessly wrote cover letters, looked for suitable companies and tried to get into them. I did everything wrong.

One night my roommate suggested we go to a party. I immediately agreed, although I did not know a single person there.

Everyone was drinking a little, and I went to the kitchen to grab a beer. There was another guy in the room. I introduced myself and then we started talking. I inquired what he was doing, and it turned out that he works in the field. I mentioned looking for a job, after which I heard that his company is now hiring people.

After this meeting, I sent my resume to the HR manager and after a couple of weeks I was interviewed. As you guessed, the place was left for me.

There are a million ways to wealth. Even more people who are already rich: morons, despots, manipulators, cunning and just complete jerks. When you work in different directions, it will seem to you that all successful people are among them. In fact, these people have something else in common: the strong impression they leave. Moreover, this impression is by no means connected with the high status of a person.

So, back to our question.

How to get rich quick

1. Keep learning

Read books, including books on success, social skills, and anything related to prosperity and wealth. Pay close attention to the personal stories of successful people.

In his autobiography, Mark Cuban talks about how he wants to buy and read every business book that he thinks can be useful. Dropbox's Drew Houston tells how he spends every weekend reading books about commerce, sales and marketing all day long.

2. Learn to understand people

This skill can be learned. Nobody is born a great salesperson. Of course, someone has natural ability, for example, as is often the case among athletes. But the best thing is to study, read, study and practice again. Relentlessly.

Countless people with natural talent have not climbed to the top just because it was too easy for them at first. On the other hand, people who worked non-stop woke up one morning as skilled marketers or executives. Their dream has become a reality.

3. Work hard

I speak as an employer: employees are distinguished by a good work ethic. Drop your demands and ego, concentrate on hard work. You will see how pleasant events for you immediately begin to occur.

4. Take risks

But without stupidity and adventures. Smart, calculated risks are ideal when you have a good chance of success. Luck will not always be on your side, but along the way you will endure a lot for yourself and collect a lot of respectful feedback about yourself from others.

5. Get a job in a rapidly growing industry

Focus on quick money and opportunities. In short, catch the wave that will take you to the top. A promising industry or a booming company is that very wave.

6. Work for the best or most recognizable company

This will give you instant professional weight. Starting as an intern in the right organization will put your opportunities in the right direction.

7. Become an expert

Choose an area within your interests and explore it in great detail. Share your knowledge on a blog or on specialized sites with other professionals. You will quickly realize that your qualifications open many doors.

8. Create Multiple Streams of Income

Start, tutor, repair things, that is, find an additional influx of money. This will awaken your thirst for profit, and you will double your strength for learning. You will see that working on the side can start your own business.

9. Be too busy to spend money.

Do you feel like you're flying into the wind? Can't postpone? Direct all your efforts to work, training, communication, additional income. Then you will spend less than before.

10. Start your own business

Name a billionaire who didn't launch a startup. Okay, there are a few, but they ended up running the companies they joined (Sheryl Sandberg, Steve Ballmer, Eric Schmidt).

Starting a company may seem like an absolutely unattainable and incomprehensible goal, but moving forward will still lead to the only logical outcome - your own business.

Successful companies don't start out with 50 employees and $10 million in revenue. They start small, with crumbs. They originate in dorms and garages. Founders beg, borrow and steal in order to get their own.

Walmart expanded across the country from a single store in Newport. Have you ever heard of this little town? Me neither.

Michael Dell started selling computers from his dorm room. distributed music by mail. Do not look at the most successful people and companies in the present - you will be overcome by despondency. Evaluate how they were born - then it will become clear that nothing is impossible.

Money can buy not everything, but a lot. Millions of people dream of wealth, which will allow them not to go every day to an unloved job and not deny themselves anything. Real estate and travel, a good education and medicine, luxury goods and the ability to lead any lifestyle without regard to finances - all this is available to rich people. Let's talk about how to get rich in Russia and how realistic it is for the average person.

First, let's define what wealth is. Dictionaries usually interpret this word as an abundance of material values - money, property, real estate, etc. Different people have different needs and different ideas about wealth: for someone, wealth is 1 million rubles, and for someone, even 1 million dollars is not enough to consider themselves rich. Determining the exact amount of income or the size of the fortune of a rich person is difficult, but there are guidelines:

The presence of real estate - and not the only apartment bought in installments for 20 years. Rich people often have more than one piece of real estate. At the same time, they can live in rented housing;
Personal car;
Monthly income far in excess of living expenses;
passive sources of income. This point is especially important, because if the only (main) income is a hired job that can be lost tomorrow, a person cannot be called financially free, much less rich.

Theoretically, a dollar millionaire can live very modestly, rent an apartment and ride a taxi or even a tram. It is the presence of a high passive income: whether it is rental income, dividends or something else, that gives financial independence and allows you to consider a person rich.

How to get rich for an ordinary person: the secrets of millionaires

Unless you're talking about winning the lottery, you don't become a millionaire by accident. Warren Buffett, Robert Kiyosaki and other successful investors have been purposefully striving for their success for years. They knew they were going to be rich, and they knew what they needed to get there. Achieving financial success is an achievable task for most people, not just geniuses or born entrepreneurs.

Here are some simple tips on how to get rich for the average person.

Kill the poor mind in you. The main thing that distinguishes a rich person from a poor one is not the amount of property and not the size of the bank account, but the peculiarities of thinking. A rich person can lose all his fortune and then get back on his feet, but a poor person will remain poor if he does not change his mind.

Poor people do not like money and never really strive for it: it is enough for them to be like everyone else. And even if not enough, they do nothing to change the situation. Poor people do not have a coherent financial plan and just go with the flow. They are slaves to their habits and often think too much about creating the desired image, and not about earning. For example, buying an iPhone credit is an act of a person with a poor mindset.

Rich people have completely different priorities, habits, and a different system of values. They do not prove anything to anyone, but systematically go towards their goal, save money, invest and increase their capital. Remember that everything starts in your head. Keep track of your habits and beliefs and change them if they interfere with your path to wealth.

Upgrade your financial literacy. This is not taught in schools and institutes, but the ability to control your financial flows is priceless if you want to become a rich person. Make your financial plan, keep track of income and expenses, try to earn more and spend less, and invest the surplus wisely.
Learn. Truly rich people learn not only at school and university - they learn all their lives. Study not for the sake of a diploma, grades or for the meaningless accumulation of knowledge - study for the sake of your future financial well-being, especially since now there are many ways to receive new information from anywhere in the world. Do not save time and money on training: these costs always pay off.
Develop flexible thinking. Flexibility is a necessary quality in today's world. Those ways of earning or increasing income that worked yesterday may not work today, and those that work today will not work tomorrow. We live in a rapidly changing world. To become rich and successful, you need to be able to quickly navigate the situation and respond to it.
Read biographies of great people and surround yourself with such people. As you know, the king is made by his retinue, and the man is made by his entourage. Learn from the best, read biographies of famous people - Robert Kiyosaki, Tony Robbins, Richard Branson, Warren Buffett, Steve Jobs and others. They will give you the motivation to move on. And take a closer look at your surroundings: if you are surrounded by average people, your result is likely to be average too. Look for mentors, teachers, and try to get close to people with impressive accomplishments that inspire you.

Ways to Get Rich From Scratch: Kiyosaki's Cash Flow Quadrant

Contrary to popular belief, it is quite possible to get rich by legal means and without an inheritance from a millionaire uncle. Consider the main ways to get rich from scratch

in employment;
working for yourself;
in business;
in investing

These are the four areas of activity; any person with their own income receives it from a regular employer (employment), from many employers (freelancing), from their own business or investments.

Well-known businessman and investor Robert Kiyosaki introduced the concepts of the cash flow quadrant. In this quadrant, on the left side are employment and self-employment, on the right side, own business and investing. Kiyosaki advises to operate on the right side of the quadrant, because that is where the greatest opportunities for capital accumulation are.

How to get rich in 2018 by working for hire

The vast majority of people work for hire, that is, they go to work, perform their job duties and orders from their superiors, and receive a salary. Some companies also practice the payment of quarterly or annual bonuses based on performance. To understand how to get rich in 2018 for employees, let's evaluate their income opportunities.

There are almost no truly rich people among employees. Only top managers, heads of large companies and the highest paid specialists can be called relatively rich. Many more people in employment live paycheck to paycheck and do not have significant savings. What should an employee do if he is not ready to quit his job, but wants more financially:

soberly assess the niche in which he works, and his career / financial prospects. Often people work in an area they don't like or where there is no future. According to experts, in the next 20-30 years due to labor automation. Postal workers, delivery people, librarians, translators, even lawyers and accountants can be at risk. In many areas, only a small number of highly paid workers and cheap labor will remain. Think in advance what you will do in 20 years if your position is reduced, and if this does not happen - whether you want to work in this specialty until retirement. Perhaps it's time to retrain.
take refresher courses or get a new education. A person usually chooses a profession at the age of 16-17, but at that age he cannot always make the right choice for life. Now there are opportunities to retrain or study remotely in the best Russian and world universities. And the sooner you do it, the better. It is better to spend time now or even lose in salary for the sake of training: in the future, these investments will pay for themselves.
discuss career and salary prospects with superiors. Such a simple thought often does not occur to employees, but management loves initiative employees. If you are a valuable person, then sometimes it is enough just to tell the manager about the desire to earn more and ask what needs to be done for this. If you do not consider yourself a valuable person, re-read the previous paragraphs.
make a personal financial plan, set aside at least 10% of your income and invest this money. People with a high income can spend all their earnings down to a penny, and people with an average salary can save and increase their savings. The amount of income matters, but it is even more important to set a financial goal, determine how to achieve it, and draw up a personal financial plan based on them. If you earn 30,000 rubles and can regularly save 20% of this amount to invest at 30% per annum, in 10 years you will have 3 million rubles. But saving money in rubles may not be profitable, given inflation and a possible fall in the national currency: there are other ways to invest money today with a minimum investment of capital. We'll talk about them below.

Completing all these points will not lead you to wealth yet. But you can take important steps up the career ladder, soberly assess your prospects and consciously think about the future in order to lay the foundation for financial well-being today.

How to become a rich and successful freelancer

A freelancer differs from an employee in that he does not have one permanent employer. Essentially, a freelancer also works for other people, doing their jobs for money, only freelance. This makes freelancers more flexible and attentive to market demands. And flexibility is a necessary quality to become rich and successful.

If you can sit in the office for years in one position, receiving - taking into account indexation - the same salary, freelancers periodically look for a new job, monitor vacancies, due to this they are better guided by the needs of employers and the salary scale. Lacking the stability of an office worker, they are usually retrained more easily and are more likely to learn new/related professions.

Tips for a freelancer are the same as for an office worker. In freelancing, it is easier to climb the career ladder and increase income: here, many people start with a small income and increase it many times in 1-2 years. But without a clear financial plan and investing part of the earnings, even successful freelancers with salaries well above the average office income will not advance on the path to wealth.

How to get rich in business

Business refers to the right side of the Kiyosaki money square. A successful business alone can make a person rich if it generates high cash flow. A businessman does not work for a salary, but he pays salaries to hired employees; the size of his own income is limited only by business opportunities. This opens up great horizons for how you can get rich.

Ideal business organization scheme:

start and promotion, output to the breakeven point;
business development;
automation of all business processes so that the business can work without the direct participation of the manager;
investing part of the profits to increase income.

Not every startup becomes a successful business project: most turn out to be unprofitable and close in the first three years. A significant part - works with a small income, on the verge of profitability. Therefore, business should not be taken as a magic pill: not everyone can be businessmen, not every project is destined to survive. But if you choose the right niche and set up the work correctly, the business will lead to wealth much faster than hired work or freelancing.

How to get rich quick as an investor

Investing is the fastest way to wealth. Like the business, it is on the right side of Kiyosaki's cash flow. The essence of investing is a competent investment of money so that they bring even more money without the direct participation of the investor. In other words, the investor makes the money work for him. Unlike business, investing is a passive or semi-passive way to generate income. See how to get rich quick by investing money.

In order to earn 1 million dollars in 10 years, it is enough to invest 22,000 rubles every month at 48% per annum. Such a yield seems high against the background of a bank interest on a deposit of 4-5%, but it is quite possible to find instruments with a yield of 40-50% per annum.

Investor advice:

Make a clear financial plan based on your financial expectations and follow it in any circumstances.
Diversify your investments. Do not invest all your money in one object or tool.
Do not invest money that you need to live on or for some emergency.
Determine the acceptable degree of risk. Generally, the higher the risk, the higher the potential return. Choose what is more important - profitability or reliability.
Do not invest if you do not understand the principle of generating or distributing income.

Consider two simple ways to get rich on investing.

How to become rich from scratch on cryptocurrencies

From 2009-2011, cryptocurrencies have shown a frenzied growth: their rate has increased millions of times. To understand how to become rich from scratch, just look at the bitcoin rate over the past nine years. Many who bought BTC for less than $1, held for several years, and resold for $20,000 in December 2017 have already become millionaires.

Now bitcoin at $1 is a thing of the past, but in the long term, growth potential remains. In addition to bitcoin, there are hundreds of other cryptocurrencies - ether, ripple, monero, cardano, stellar, EOS, tron, z-cash, dash and others. There are also lesser-known coins that are not in the top 25, which can also “shoot”.

The simplest strategy for investing in cryptocurrencies is passive portfolio investment, when an investor buys 10-20 different cryptocurrencies and holds for 3-5 years. Several coins during this time can grow very strongly in price, others can grow moderately, but the overall return of the portfolio with this approach will be high, and the risks will be minimal.

In addition to portfolio investment, you can earn on cryptocurrency through mining (mining cryptocurrencies through a powerful mining farm), trading (trading on a cryptocurrency exchange) or participating in an ICO. ICO is a public offering of coins, through which blockchain startups attract investments. This way of earning can give the maximum income: for example, during the Ethereum ICO in 2014, the Ethereum cryptocurrency cost only $0.2, in the first half of 2018 its price fluctuated between $400-600, and in December 2017 it exceeded $1,000. But ICO is a risky way of investing, because not all projects are successful, and not all tokens grow in price.

If you want to learn more about making money with cryptocurrencies, get the series free video tutorials.

How to get rich from scratch: profitable house in Russian

Another way to get rich quick is through real estate. Profitable houses that existed in Russia back in the nineteenth century, and now bring investors a high cash flow with minimal investment of personal capital and clearly demonstrate how to get rich from scratch.

The house strategy looks like this:

A large house with an area of 100-500 square meters is bought with a mortgage. meters. The location of the house and transport accessibility are of great importance so that this housing can be easily rented out.
The house is divided into studios. From one house you can get 8-25 studios with an area of 15-20 square meters. meters. In each studio, it is necessary to make investor repairs and furnish it with the necessary furniture, as well as household appliances.
The studios are rented for long or short term. The cost of renting a studio is approximately equal to the cost of renting a one-room apartment.